Counties / Nebraska / Arthur County, NE
Home resilience & retrofit ROI in Arthur County, NE
FEMA rates this county's overall natural-hazard risk Very Low (0/100). For a typical home here, that translates into a resilience score of 56/100 — and a specific, ranked list of upgrades that pay for themselves.
01 The hazards that drive losses here
| Hazard | NRI score | Rating | Est. annual loss, typical home* |
|---|---|---|---|
| Riverine Flooding | 1/100 | Very Low | ~$391/yr |
| Wildfire | 58/100 | Very Low | ~$209/yr |
| Hail | 25/100 | Very Low | ~$54/yr |
| Tornado | 6/100 | Very Low | ~$29/yr |
| Strong Wind | 3/100 | Very Low | ~$13/yr |
| Winter Weather | 6/100 | Very Low | ~$6/yr |
*Building-loss rate for this county (FEMA NRI December 2025) applied to a $350,000 wood-frame home built in the 1990s. Your home will differ — run the simulator.
02 Retrofits with the best payback for a typical home
No retrofit shows a clearly positive return for a typical home in this county — which is good news. Check your own home’s numbers below.
03 Common questions
What natural hazards matter most in Arthur County, NE?
Based on FEMA National Risk Index expected annual losses, the biggest drivers here are Riverine Flooding, Wildfire, Hail. The county's overall NRI risk rating is "Very Low".
Which home retrofit has the best payback in Arthur County, NE?
No retrofit shows a clearly positive return for a typical home here — run the simulator with your details to check your specific situation.
Where does this data come from?
Hazard scores and expected annual losses come from the FEMA National Risk Index (NRI December 2025); electricity prices from the U.S. EIA; retrofit effectiveness and costs from FEMA, NIBS, IBHS and DOE literature. All figures are transparent estimates, not quotes or advice.
Estimates only — not financial, insurance, or engineering advice. Sources & formulas on the methodology page. FEMA NRI December 2025; social vulnerability 11/100; community resilience 3/100.